You have seen an additional line of stock that would complement your business but you do not have the spare funds to buy the stock and the fit out a display area. With unsecured retail finance not only would this provide additional sales but also increase the appeal of your shop. This is just an example, funds can be used for any purpose. Including VAT. HMRC other outstanding debts.
New stock cost £9,000 you know that you would sell at least 10% of this per week and you make a mark-up of 50% giving you a gross profit of £450 the cost of the funding would be £399 per week, after 29 weeks the advance has been paid back. You own all the stock out right and keep all the profits. At this point you could repeat the operation adding additional lines of stock to your business. These figures are just examples; the mark-up in your industry may be much higher. Because the repayments were linked to card sales your repayments varied in line with your income so in your quite periods you could still afford the payments.